Accept Crypto Payments Globally
One integration to accept Bitcoin, Ethereum and every major stablecoin — across ten chains, with enterprise-grade custody and settlement your finance team will actually trust.
Revenue (30d)
$482,910
+18.2%
Settlement success
99.98%
stable
Avg. confirmation
24s
-4s
Invoice #4821
Confirmed on-chain
Invoice #4822
Confirmed on-chain
Invoice #4823
Confirmed on-chain
Trusted by merchants moving real volume, in real markets
Countries supported
Payment methods
Transactions processed
API uptime
Active merchants
Settlement success rate
Everything a payments team needs, built in
Not a checkout widget bolted onto a wallet — a full payments stack, from acceptance to settlement to compliance.
Multi-Merchant
Run unlimited sub-merchants under one organisation with isolated ledgers.
Multi-Chain
Accept payments across ten blockchains from a single integration.
Multi-Wallet
HD wallets per chain with deterministic address derivation.
Auto Settlement
Configurable sweeps move funds to your settlement address automatically.
Webhook Notifications
Signed, retried webhooks for every invoice and payout event.
Real-Time Dashboard
Live revenue, settlement, and transaction visibility as it happens.
API First
Every feature in the dashboard is available as a documented REST endpoint.
Payment Links
Generate a shareable payment link in seconds, no code required.
Invoices
Itemised crypto invoices with automatic expiry and status tracking.
Hosted Checkout
A branded, mobile-optimised checkout page you don’t have to build.
Smart Routing
Automatically route payments to the lowest-fee, fastest-confirming chain.
Exchange Rate Lock
Lock the crypto/fiat rate for the life of an invoice to remove volatility risk.
Compliance Ready
Built for MSB and VASP obligations from day one, not bolted on after.
KYC
Identity verification workflows for merchants and end customers.
AML
Sanctions and address-risk screening on every deposit and payout.
Fraud Detection
Pattern-based monitoring flags suspicious activity before it settles.
Role-Based Access
Granular platform and merchant-scoped permissions with maker-checker.
Audit Logs
Immutable, append-only logs of every security-relevant action.
Developer SDK
Typed client libraries for Node, Python, PHP, and more.
Sandbox
A fully isolated testnet environment that mirrors production exactly.
Recurring Payments
Subscription and instalment billing on a schedule you define.
QR Payments
Every checkout page includes a scannable QR for mobile wallets.
Crypto Invoice
Downloadable, itemised receipts for accounting and reconciliation.
Address Monitoring
Real-time on-chain watching for every deposit address you issue.
Ten chains today. More every quarter.
Each chain is fully wired end-to-end — deposit detection, settlement, and where supported, automated payouts. Not just an address that never gets watched.
Bitcoin
BTC
Ethereum
ETH
Polygon
POL
BNB Chain
BNB
TRON
TRX
Solana
SOL
Avalanche
AVAX
Arbitrum
ARB
Optimism
OP
Base
BASE
More chains, every quarter
Every asset your customers already hold
Stablecoins for predictable settlement, native assets for everything else — and an architecture built to add the next one without a platform rewrite.
From customer to settlement, in seven steps
Every invoice moves through the same auditable path — nothing happens off the books.
Step 1
Customer
Chooses "Pay with crypto" at your checkout and picks an asset.
Step 2
Payment
Scans a QR code or pays directly from their wallet of choice.
Step 3
Blockchain
The transaction broadcasts to the network for that asset and chain.
Step 4
Confirmation
PayMatrix watches the address and confirms once finality is reached.
Step 5
Gateway
Amount, rate, and compliance checks are reconciled against the invoice.
Step 6
Merchant Wallet
Funds land in your merchant-controlled hot wallet balance.
Step 7
Settlement
Configurable auto-sweep moves funds to your settlement address.
Ship crypto payments in an afternoon
One consistent API surface across every SDK — pick the language your team already ships in.
REST APIs
Every dashboard action is a documented, versioned endpoint.
Native SDKs
Typed clients for eight languages and frameworks, not just JS.
Signed Webhooks
HMAC-signed, retried delivery for every invoice and payout event.
Instant Integration
A working test invoice in your sandbox in under ten minutes.
curl -X POST https://api.paymatrix.io/v1/invoices \
-H "Authorization: Bearer $PAYMATRIX_API_KEY" \
-H "Content-Type: application/json" \
-d '{
"amount_fiat": 49.00,
"currency_fiat": "USD",
"crypto_currency": "USDC",
"chain": "POLYGON",
"description": "Order #4821"
}'Security your compliance team will sign off on
Every control below is live in production today — not a roadmap item.
Field-level encryption
Sensitive fields are encrypted at rest, independent of database access.
Cold wallet custody
The majority of merchant balances are held in offline, air-gapped storage.
Hot wallet controls
Only the operational float needed for payouts stays online, with strict limits.
Webhook signatures
Every webhook is HMAC-signed so you can verify it actually came from us.
Two-factor authentication
TOTP-based 2FA on every account, enforceable org-wide.
Role-based permissions
Platform and merchant-scoped roles with maker-checker on high-risk actions.
Rate limiting
Per-key and per-merchant limits, distributed across every API instance.
Continuous monitoring
Every deposit address is watched in real time, not polled on a schedule.
Immutable audit logs
Append-only records of every security-relevant action, kept forever.
DDoS protection
Edge-level filtering absorbs volumetric attacks before they reach the API.
Fraud detection
Behavioural and address-risk signals flag anomalies before settlement.
Resilient infrastructure
Distributed locking and horizontal scaling with no single point of failure.
Compliance-first design
AML screening and audit trails built for regulated, real-world operation.
Built for how your industry actually gets paid
The same infrastructure, tuned for very different businesses.
Crypto Exchanges
Fiat on/off-ramp settlement for exchange customers.
SaaS
Usage-based and seat billing settled in stablecoins.
Gaming
In-game purchases and payouts across borders instantly.
Forex
Crypto-funded trading accounts with instant deposits.
E-commerce
Crypto checkout alongside your existing payment stack.
Marketplaces
Split settlement across multiple sellers automatically.
NFT
Primary and secondary sales settled directly to creators.
Fintech
Embed crypto rails into your own product, white-labelled.
Subscriptions
Recurring crypto billing with automatic retry logic.
Travel
Cross-border bookings without card-network FX markup.
Remittance
Low-cost, near-instant transfers to any supported chain.
B2B
Invoice-based settlement between businesses, at scale.
Teams who moved their volume here — and stayed
Illustrative feedback from the kind of teams PayMatrix is built for.
“We switched our settlement window from three days to under a minute. Finance stopped asking when the money would land — it just does.”
Priya Raman
Head of Payments · Northbridge Commerce
“The maker-checker approval flow was the reason our auditors signed off without a single follow-up question.”
Daniel Osei
VP Finance · Lumen Markets
“Our engineers had a working sandbox integration before lunch. That never happens with payment infrastructure.”
Sofia Marchetti
Engineering Lead · Fluvia Games
“Multi-chain support meant we didn’t have to pick a winner. Customers pay in whatever they’re already holding.”
Kenji Watanabe
Founder · Driftwood Travel
“The audit log is the first thing our compliance team checks every quarter. It has never once been the problem.”
Amara Okafor
Chief Compliance Officer · Vantage Remit
“We switched our settlement window from three days to under a minute. Finance stopped asking when the money would land — it just does.”
Priya Raman
Head of Payments · Northbridge Commerce
“The maker-checker approval flow was the reason our auditors signed off without a single follow-up question.”
Daniel Osei
VP Finance · Lumen Markets
“Our engineers had a working sandbox integration before lunch. That never happens with payment infrastructure.”
Sofia Marchetti
Engineering Lead · Fluvia Games
“Multi-chain support meant we didn’t have to pick a winner. Customers pay in whatever they’re already holding.”
Kenji Watanabe
Founder · Driftwood Travel
“The audit log is the first thing our compliance team checks every quarter. It has never once been the problem.”
Amara Okafor
Chief Compliance Officer · Vantage Remit
Simple pricing that scales with you
No setup fees. No monthly minimums on Starter. Cancel anytime.
Starter
For teams shipping their first crypto integration.
+ 1.4% per transaction
Start for free- 1 merchant account
- 3 blockchains
- Hosted checkout & payment links
- Standard webhooks
- Community support
- Sandbox environment
Business
For growing merchants who need the full platform.
/mo + 0.8% per transaction
Start free trial- Unlimited sub-merchants
- All 10 blockchains
- Auto-settlement & smart routing
- Role-based access control
- Priority support (business hours)
- Recurring & QR payments
- Exchange rate lock
Enterprise
For platforms with compliance and scale requirements.
- Everything in Business
- Dedicated infrastructure
- White-labelled checkout
- Custom compliance workflows
- 24/7 dedicated support
- SLA-backed uptime guarantee
- On-prem / VPC deployment options
Questions merchants actually ask
Built by a payments team that got tired of waiting three days for settlement
PayMatrix is enterprise-grade crypto payment infrastructure — multi-chain, multi-merchant, and built for the compliance obligations real businesses actually have. Start free, scale when you need to.